The Mosaic Company (MOS) Stock Valuation — PE Analysis

Agricultural Inputs · NYSE

Current Price

$22.69

PE Ratio (TTM)

9.9x

Intrinsic Value

$20.75

-9.4% margin of safety

AI MOAT & RISK ANALYSIS
AI Generated · For Reference OnlyMOS

COMPETITIVE MOAT

Global Phosphate & Potash Producer

Mosaic is one of the world's largest producers of phosphate and potash, essential crop nutrients. This scale provides significant cost advantages and market influence.

Strategic Mine Locations

Its operations are located in regions with high-quality, low-cost reserves. This geographic advantage supports long-term, efficient production and supply chain control.

Geopolitical Supply Disruptions

Global fertilizer supply chain disruptions, often driven by geopolitical events, can create temporary shortages. Mosaic is positioned to benefit from these situations by maintaining production.

INVESTMENT RISKS

Fertilizer Cycle Volatility

The company operates in a highly cyclical industry. Fluctuations in fertilizer prices and demand, driven by agricultural economics, create significant earnings uncertainty.

Rising Input Costs

High input costs for natural gas and other raw materials can compress margins. This is particularly challenging during fertilizer price downturns.

Production Curtailments

Mosaic has recently curtailed some phosphate production and reduced capital spending. This indicates operational adjustments to manage current market conditions and potential future demand shifts.

Base case

MOS base case PE valuation

A base case PE valuation for MOS estimates a fair value of about $20.75 per share, against a current price of $22.69. The model assumes -2.4% annual earnings growth, a 10x target PE multiple, and a 10% discount rate.

Intrinsic Value

$20.75

Margin of safety

-9.4%

Expected annual return

-1.8%

Base case assumptions: -2.4% annual earnings growth, 10x target PE, 10% discount rate, 5 year projection. Data as of 2026-06-12.

This base case uses default assumptions and is not financial advice. The fair value changes significantly when the target PE or earnings growth rate changes. Open the calculator to set your own assumptions and see the full sensitivity range.

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Adjust the target PE, earnings growth, and discount rate to see how the fair value and margin of safety for The Mosaic Company respond.

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Company Overview

Operating on a global scale via its various subsidiaries, The Mosaic Company specializes in the creation and distribution of concentrated phosphate and potash crop nutrients. Its business is structured into three distinct segments: Phosphates, Potash, and Mosaic Fertilizantes. The company maintains and operates its own mining facilities to extract raw materials, which are then processed into a diverse array of phosphate-based products. These offerings encompass crucial agricultural fertilizers such as diammonium phosphate (DAP), monoammonium phosphate (MAP), and various ammoniated phosphate compounds. Additionally, Mosaic produces phosphate-derived ingredients for animal feed, primarily marketed under the Biofos and Nexfos brands, along with K-Mag, a unique double sulfate of potash magnesia product. Beyond phosphates, Mosaic is a key producer and vendor of potash. This versatile mineral finds application in compound fertilizer manufacturing, animal feed formulations, industrial processes, de-icing preparations, and as a regenerant for water softeners. The company further broadens its portfolio by providing nitrogen-based crop nutrients, supplemental animal feed ingredients, and a range of supporting services. It also actively engages in the procurement and resale of phosphate, potash, and nitrogen products. Mosaic's products reach a wide array of customers, including major wholesale distributors, extensive retail chains, agricultural cooperatives, individual farmers, independent retailers, and large national accounts. Incorporated in 2004, The Mosaic Company is headquartered in Tampa, Florida.

Financial Metrics — MOS PE Stock Valuation Data

PE Ratio (TTM)

9.9x

PEG Ratio

0.10

Earnings Yield

10.09%

ROE (TTM)

5.9%

Revenue/Share (TTM)

$37.98

Dividend Yield

3.88%

Debt/Equity

0.10x

Frequently Asked Questions

What is the PE ratio of MOS?

The trailing twelve-month PE ratio of MOS reflects how much investors pay per dollar of The Mosaic Company's earnings. This metric is most useful when compared to Agricultural Inputs peers and the company's own historical range.

Is MOS overvalued based on PE ratio?

MOS's PE of 9.9x combined with a PEG ratio of 0.10 provides a growth-adjusted perspective. A PEG below 1.0 suggests MOS may be undervalued relative to its earnings growth rate. Keep in mind that PE-based valuation works best for profitable, mature companies — for high-growth or cyclical Agricultural Inputs, a DCF analysis may be more appropriate.

How do I value MOS stock using PE ratio?

To value The Mosaic Company using PE: (1) Compare the current PE (9.9x) against the Agricultural Inputs median to assess relative pricing, (2) check the PEG ratio (0.10) to adjust for growth expectations, (3) review the 5-year PE range to identify where the stock sits historically, and (4) estimate fair value by multiplying a target PE by forward EPS estimates. This relative approach complements DCF's absolute valuation.

What is the PEG ratio of MOS?

MOS's PEG ratio is 0.10, calculated by dividing the PE ratio (9.9x) by the expected earnings growth rate. A PEG below 1.0 is traditionally considered a sign of undervaluation — the market may not be fully pricing in the growth potential. Note that PEG accuracy depends on the reliability of growth estimates.

Should I use PE ratio or DCF for MOS stock valuation?

PE ratio gives a quick relative read — how MOS is priced versus Agricultural Inputs peers. DCF provides an absolute value based on projected free cash flows. For the most reliable valuation, use PE as a quick comparability screen and DCF for a deeper fundamental analysis. Each method has blind spots: PE ignores capital structure and cash flow quality, while DCF is sensitive to growth and discount rate assumptions.

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Related PE Valuations

All Basic Materials valuations

P/E and DCF value MOS with different methods and assumptions, so the two conclusions can differ. Compare the DCF intrinsic value.

Price as of 2026-06-12. Financial data from Financial Modeling Prep (trailing twelve months) · Valuation methodology by Charlie Wang.

This is an estimate, not investment advice.