Simple, Transparent Pricing

Know what a stock is really worth before you buy

Run a full DCF valuation in 30 seconds, so you never overpay and never miss an undervalued one. Start with 30 free credits, no card required.

Pay only for what you use

Each full valuation costs 10 credits. New accounts get 30 free credits, enough for 3 valuations. Credits never expire.
Subscription tools charge $120 to $449 a year. You pay only for the valuations you run, starting at $4.99.

Pack S

$4.99 for 10 valuations
For occasional analysis
100 credits, $0.50 per valuation

Includes

  • 10 full stock valuations
  • Credits never expire
  • Full stock valuation model
  • Analyst consensus data
  • Sensitivity analysis
  • AI moat analysis & Mini Score
  • 7-day free re-query
  • PNG export
Best Value

Pack L

$9.99 for 30 valuations
Best value for active investors
300 credits, $0.33 per valuation, save 33%

Includes

  • 30 full stock valuations
  • Credits never expire
  • Full stock valuation model
  • Analyst consensus data
  • Sensitivity analysis
  • AI moat analysis & Mini Score
  • 7-day free re-query
  • PNG export

7-day money-back guarantee on unused credits

Built to be trusted

What you can verify before you pay.

Method fully public

Every formula and assumption behind your valuation is documented for inspection.

Real financial data

Fundamentals and analyst estimates from Financial Modeling Prep.

Private by design

Valuations run in your browser. Saved work is private to your account.

7-day refund

Unused credits are refunded within 7 days.

Built and answered by one person, Charlie Wang. If something looks off, tell me and I will fix it.AboutSubstack

What You Get

Every credit pack unlocks the full MiniValuator toolkit.

Full Stock Valuation Model

5-year stock valuation model using DCF and PE ratio stock valuation analysis, powered by real financial data.

Analyst Consensus Data

Revenue and EPS estimates sourced from leading financial data providers.

Sensitivity Heatmap

Visualize how changes in growth rate and exit multiple affect fair value.

Margin of Safety

See how far the current price sits above or below fair value, so you know whether it's a good time to buy.

AI Moat Analysis & Mini Score

Get an AI-powered Mini Score (0-100) combining moat strength and stock valuation attractiveness for every stock.

7-Day Free Re-Query

Return to any stock valuation within 7 days at zero cost — your assumptions are pre-loaded.

PNG Export

Download your stock valuation as a shareable image in one click.

100% Browser-Based

No installs, no spreadsheets. Works on any device with a browser.

How MiniValuator Compares

See how MiniValuator stacks up against popular alternatives.

MiniValuator
GuruFocus
Simply Wall St
Excel / Sheets
PriceFrom $4.99$449/yr$120/yrFree
Stock Valuation
Sensitivity Heatmap
AI Moat Analysis & Mini Score
Auto-filled Data
No Subscription
Credits Never Expire
Free Trial30 creditsLimitedLimitedN/A
Export & Share
No Install Required

Comparison based on publicly available information as of 2026. Pricing and features may vary.

Frequently Asked Questions

Everything you need to know about credits and pricing.

Every new account starts with 30 free credits, enough for 3 stock valuations, no payment required.


If you haven't used any of the credits from a purchase, contact us within 7 days for a full refund. Once you've run a valuation with those credits, that purchase is non-refundable.


Valuations run in your browser. If you are signed in, your saved tickers and assumptions are stored in your account so you can pick up where you left off. They are visible only to you. We also store your credit balance and purchase history.


MiniValuator focuses on stock valuation with a pay-as-you-go model. Unlike subscription services that cost $120 to $449 per year, you only pay for the stock valuations you run, starting at $4.99 for 10 stock valuations.


Loading a stock's fundamentals into the stock valuation tool for stock valuation purposes costs 10 credits. Searching for stocks is always free.


No. Credits never expire. Buy a pack now and run stock valuations whenever you want, with no time pressure.


You'll be prompted to top up your stock valuation credits. Your credit balance and purchase history are always preserved.


No. Re-querying the same ticker within 7 days is free. We cache the data for you, so returning to a recent stock valuation costs 0 credits. After 7 days, fresh data is fetched and 10 credits apply again.


Yes. MiniValuator is fully responsive and works on any modern browser, whether desktop, tablet, or phone. No app install needed.


Still have questions? Contact us. We're happy to help.

Find out what your next stock is really worth

Start with 30 free credits, enough for 3 full valuations. No card required.