MiniValuatorMiniValuator

Simple, Transparent Pricing

// Membership

Free to start. A former auditor keeps reading the stocks you save.

Free to start · $11 founding · $15 a month · $129 a year

// Example: how Second Read reviews Starbucks

What I checked on SBUX

SBUX
What I checkedThe numberMy readStatus
Cash flow backs the profitCFO / NI = 2.56Profit turns into real cash, in line with its five-year average.clean
Covers its interestInterest coverage = 6.6xOperating profit covers interest several times over.clean
Earnings qualityM = -2.84The deep manipulation screen comes back clean.clean
Inventory vs salesInventory vs sales = +20ppInventory is growing faster than sales, which can flag softening demand.soft

This is a baseline read of one saved stock, from the report filed on November 14, 2025. Nothing newer since. The full letter covers every stock you save.

Charlie Wang

A former auditor reads these, and signs his name to it.

Charlie Wang

// What you get

Builds a baseline read on a stock you save

Re-checks it when new financials land, and emails you

Tells you whether your call still holds, and why

I keep reading the stocks you save, and tell you if your call still holds.

Every week, a short note: what I checked and whether anything changed.

If you stop, nothing is taken away. Your evaluations and saved stocks stay. You only pause the part where I keep reading them for you.

$11per month

Locked in for life.

Card required. Renews at $11 per month if you keep it. Cancel anytime and keep your free evaluations and saved stocks.

This trial is me reading your saved stocks for you.

During the trial I read each stock you save and write you whenever my call changes, not just at earnings, plus a short note most weeks.

Evaluations: you use your free allowance, same as everyone.

When you subscribe: 25 evaluations a month, and I keep reading your saved stocks.

Most platforms sell more data, $120 to $449 a year. This sells a standing second opinion.

Free

Three free evaluations. Saves your stocks. Second Read only watches a stock once you have actually evaluated it, so on the free allowance that is at most about 3. No proactive letters until you subscribe, and membership adds more evaluations so the coverage grows with them.

Start free

Pack

Not ready for the assistant? 5 evaluations for $5.99. No subscription. Never expire. Saves your stocks, but no one revisits them for you.

30-day money-back on membership. 7-day on unused evaluation packs.

Built by a former auditor

The method behind every verdict was designed by a former auditor, and the reasoning is shown in full.

Method you can check

The assumptions and steps behind each verdict are documented for you to inspect.

Real financial data

Fundamentals and analyst estimates come from Financial Modeling Prep.

Money-back guarantee

Membership is refundable within 30 days of your first charge. Unused evaluation packs are refundable within 7 days.

Frequently Asked Questions

Everything you need to know about evaluations and pricing.

It is the membership core: a former auditor who keeps reading the stocks you save and emails you if your call still holds. The free evaluations and the $5.99 pack do not include it.

Every new account starts with 3 free evaluations, no payment required.

Membership: a full refund within 30 days of your first charge, no questions asked. Evaluation packs: if you haven't used any evaluations from the purchase, contact us within 7 days for a full refund.

Valuations run in your browser. If you are signed in, your saved tickers and assumptions are stored in your account so you can pick up where you left off. They are visible only to you. We also store your evaluation balance and purchase history.

MiniValuator focuses on stock valuation. No subscription is required to evaluate: you can buy 5 evaluations for $5.99 and they never expire. If you want a former auditor to keep reading the stocks you save, there is an optional membership. Those tools cost $120 to $449 per year.

Loading a stock's fundamentals into the valuation tool counts as 1 evaluation. Searching for stocks is free.

No. Evaluations never expire. Buy a pack now and run stock valuations whenever you want, with no time pressure.

When you run out, you'll see the option to buy another pack — 5 evaluations for $5.99. Your purchase history is kept.

No. Re-querying the same ticker within 7 days is free. We cache the data for you, so returning to a recent stock valuation costs nothing. After 7 days, fresh data is fetched and it counts as a new evaluation.

Yes. MiniValuator is fully responsive and works on any modern browser, whether desktop, tablet, or phone. No app install needed.

Still have questions? Contact us. We're happy to help.