Fidelity National Information Services, Inc. (FIS) Stock Valuation — PE Analysis
Information Technology Services · NYSE
Current Price
$46.19
PE Ratio (TTM)
8.9x
Intrinsic Value
$69.99
+34.0% margin of safety
COMPETITIVE MOAT
↑Deep Banking Ecosystem Integration
FIS's HORIZON platform and extensive suite of financial services are deeply embedded within numerous banks. This creates significant switching costs for clients reliant on its integrated infrastructure.
↑Scale and Data Advantage
Operating at a massive scale provides FIS with vast amounts of data and operational efficiencies. This scale is difficult for smaller competitors to replicate, offering a cost advantage.
↑Recurring Revenue from Cloud Banking
The recent Frankfurt International Bank deal highlights FIS's success in expanding recurring revenue through cloud-native banking solutions. This predictable revenue stream strengthens its financial stability.
INVESTMENT RISKS
↓Technological Obsolescence
The rapid pace of technological change in financial services requires constant investment in R&D. Failure to keep pace with emerging technologies could lead to a loss of competitive edge.
↓Regulatory and Compliance Burden
As a provider of critical financial infrastructure, FIS is subject to stringent regulations. Changes in compliance requirements can increase operational costs and complexity.
↓Integration Challenges with Acquisitions
FIS has a history of acquisitions. Successfully integrating new technologies and customer bases from these acquisitions is crucial for realizing synergies and avoiding disruption.
Base case
FIS base case PE valuation
A base case PE valuation for FIS estimates a fair value of about $69.99 per share, against a current price of $46.19. The model assumes 9.0% annual earnings growth, a 9x target PE multiple, and a 10% discount rate.
Intrinsic Value
$69.99
Margin of safety
+34.0%
Expected annual return
+8.7%
Base case assumptions: 9.0% annual earnings growth, 9x target PE, 10% discount rate, 5 year projection. Data as of 2026-07-30.
This base case uses default assumptions and is not financial advice. The fair value changes significantly when the target PE or earnings growth rate changes. Open the calculator to set your own assumptions and see the full sensitivity range.
Customize the FIS PE valuation
Adjust the target PE, earnings growth, and discount rate to see how the fair value and margin of safety for Fidelity National Information Services, Inc. respond.
Open PE Calculator for FISCompany Overview
Fidelity National Information Services, Inc. provides solutions to financial institutions, businesses, and developers worldwide. The company operates through Banking Solutions, Capital Market Solutions, and Corporate and Other segments. It provides core processing and ancillary applications; mobile and online banking; fraud, risk management, and compliance; card and retail payment; electronic funds transfer and network; wealth and retirement; and item processing and output solutions. The company also offers trading and assets, lending, leveraged and syndicated loan markets, and treasury and risk solutions. Fidelity National Information Services, Inc. was founded in 1968 and is headquartered in Jacksonville, Florida.
Financial Metrics — FIS PE Stock Valuation Data
PE Ratio (TTM)
8.9x
PEG Ratio
0.04
Earnings Yield
11.23%
ROE (TTM)
18.5%
Revenue/Share (TTM)
$22.64
Dividend Yield
3.64%
Debt/Equity
0.27x
Frequently Asked Questions
What is the PE ratio of FIS?
The trailing twelve-month PE ratio of FIS reflects how much investors pay per dollar of Fidelity National Information Services, Inc.'s earnings. This metric is most useful when compared to Information Technology Services peers and the company's own historical range.
Is FIS overvalued based on PE ratio?
FIS's PE of 8.9x combined with a PEG ratio of 0.04 provides a growth-adjusted perspective. A PEG below 1.0 means the P/E is low relative to the earnings growth rate. Keep in mind that PE-based valuation works best for profitable, mature companies — for high-growth or cyclical Information Technology Services, a DCF analysis may be more appropriate.
How do I value FIS stock using PE ratio?
To value Fidelity National Information Services, Inc. using PE: (1) Compare the current PE (8.9x) against the Information Technology Services median to assess relative pricing, (2) check the PEG ratio (0.04) to adjust for growth expectations, (3) review the 5-year PE range to identify where the stock sits historically, and (4) estimate fair value by multiplying a target PE by forward EPS estimates. This relative approach complements DCF's absolute valuation.
What is the PEG ratio of FIS?
FIS's PEG ratio is 0.04, calculated by dividing the PE ratio (8.9x) by the expected earnings growth rate. A PEG below 1.0 means the P/E is low relative to the expected earnings growth rate. Note that PEG accuracy depends on the reliability of growth estimates.
Should I use PE ratio or DCF for FIS stock valuation?
PE ratio gives a quick relative read — how FIS is priced versus Information Technology Services peers. DCF provides an absolute value based on projected free cash flows. For FIS, with a strong ROE of 18.5%, both methods are worth using — PE for a market-relative check, DCF to stress-test whether fundamentals justify the price. Each method has blind spots: PE ignores capital structure and cash flow quality, while DCF is sensitive to growth and discount rate assumptions.
Learn More
- See FIS DCF Valuation → — Intrinsic value via Discounted Cash Flow analysis
- PE Methodology — Step-by-step guide to PE ratio stock valuation
- DCF Methodology — Guide to discounted cash flow analysis
- PE Ratio — Understanding the price-to-earnings ratio
- Intrinsic Value — How to evaluate stock fair value
Related PE Valuations
All Technology valuationsP/E and DCF value FIS with different methods and assumptions, so the two conclusions can differ. Compare the DCF intrinsic value.
Price as of 2026-07-30. Financial data from Financial Modeling Prep (trailing twelve months) · Valuation methodology by Charlie Wang.
This is an estimate, not investment advice.