Information Technology Services · NYSE
Current Price
$38.69
PE Ratio (TTM)
7.5x
Intrinsic Value
$59.57
+35.0% margin of safety
COMPETITIVE MOAT
↑Lending Tech Modernization Partnership
FIS partners with Fuse to update outdated lending technology. This aims to speed up loan approvals and increase loan volume for lenders.
↑AI-Driven Banking Services
FIS secures a core banking deal with BankSouth to advance AI-driven services. This accelerates fintech integrations and modernizes digital payments.
↑Payment Flow Expertise
FIS emphasizes the risk for banks not controlling payment flows. This highlights their strategic importance in retaining customer relationships.
INVESTMENT RISKS
↓Macroeconomic Pressures
Broader economic challenges may impact FIS's performance. These external factors can create headwinds for the company.
↓Weak Lending Markets
The current lending environment presents difficulties. This can affect the demand for FIS's lending-related services.
↓Heavy Debt Load
FIS carries a significant amount of debt. This financial burden could limit flexibility and increase financial risk.
Base case
A base case PE valuation for FIS estimates a fair value of about $59.57 per share, against a current price of $38.69. The model assumes 8.8% annual earnings growth, a 7x target PE multiple, and a 10% discount rate.
Intrinsic Value
$59.57
Margin of safety
+35.0%
Expected annual return
+9.0%
Base case assumptions: 8.8% annual earnings growth, 7x target PE, 10% discount rate, 5 year projection. Data as of 2026-06-29.
This base case uses default assumptions and is not financial advice. The fair value changes significantly when the target PE or earnings growth rate changes. Open the calculator to set your own assumptions and see the full sensitivity range.
Adjust the target PE, earnings growth, and discount rate to see how the fair value and margin of safety for Fidelity National Information Services, Inc. respond.
Open PE Calculator for FISFidelity National Information Services, Inc. provides solutions to financial institutions, businesses, and developers worldwide. The company operates through Banking Solutions, Capital Market Solutions, and Corporate and Other segments. It provides core processing and ancillary applications; mobile and online banking; fraud, risk management, and compliance; card and retail payment; electronic funds transfer and network; wealth and retirement; and item processing and output solutions. The company also offers trading and assets, lending, leveraged and syndicated loan markets, and treasury and risk solutions. Fidelity National Information Services, Inc. was founded in 1968 and is headquartered in Jacksonville, Florida.
PE Ratio (TTM)
7.5x
PEG Ratio
0.03
Earnings Yield
13.41%
ROE (TTM)
18.5%
Revenue/Share (TTM)
$22.64
Dividend Yield
4.34%
Debt/Equity
0.27x
The trailing twelve-month PE ratio of FIS reflects how much investors pay per dollar of Fidelity National Information Services, Inc.'s earnings. This metric is most useful when compared to Information Technology Services peers and the company's own historical range.
FIS's PE of 7.5x combined with a PEG ratio of 0.03 provides a growth-adjusted perspective. A PEG below 1.0 suggests FIS may be undervalued relative to its earnings growth rate. Keep in mind that PE-based valuation works best for profitable, mature companies — for high-growth or cyclical Information Technology Services, a DCF analysis may be more appropriate.
To value Fidelity National Information Services, Inc. using PE: (1) Compare the current PE (7.5x) against the Information Technology Services median to assess relative pricing, (2) check the PEG ratio (0.03) to adjust for growth expectations, (3) review the 5-year PE range to identify where the stock sits historically, and (4) estimate fair value by multiplying a target PE by forward EPS estimates. This relative approach complements DCF's absolute valuation.
FIS's PEG ratio is 0.03, calculated by dividing the PE ratio (7.5x) by the expected earnings growth rate. A PEG below 1.0 is traditionally considered a sign of undervaluation — the market may not be fully pricing in the growth potential. Note that PEG accuracy depends on the reliability of growth estimates.
PE ratio gives a quick relative read — how FIS is priced versus Information Technology Services peers. DCF provides an absolute value based on projected free cash flows. For FIS, with a strong ROE of 18.5%, both methods are worth using — PE for a market-relative check, DCF to stress-test whether fundamentals justify the price. Each method has blind spots: PE ignores capital structure and cash flow quality, while DCF is sensitive to growth and discount rate assumptions.
P/E and DCF value FIS with different methods and assumptions, so the two conclusions can differ. Compare the DCF intrinsic value.
Price as of 2026-06-29. Financial data from Financial Modeling Prep (trailing twelve months) · Valuation methodology by Charlie Wang.
This is an estimate, not investment advice.