Information Technology Services · NYSE
Current Price
$33.42
PE Ratio (TTM)
5.2x
Intrinsic Value
$61.03
+45.2% margin of safety
COMPETITIVE MOAT
↑Deep Client Relationships in Banking
FIS's core banking wins deepen relationships, creating opportunities for cross-selling digital banking, payments, and lending products. This integration fosters stickiness.
↑Scale in Financial Transaction Processing
The company processes a massive volume of financial transactions, creating significant operational efficiencies and a data advantage. This scale is hard for smaller competitors to replicate.
↑Modernized Cloud-Native Retirement Platform
FIS's cloud-native platform enhances scalability and automation for retirement recordkeeping. This modernization attracts clients seeking efficient and modern participant experiences.
INVESTMENT RISKS
↓Technological Obsolescence Risk
The rapid pace of technological change in fintech requires continuous investment. Failure to adapt quickly could lead to outdated offerings and loss of competitive edge.
↓Regulatory and Compliance Burden
The financial services industry is heavily regulated. Changes in regulations can impose significant compliance costs and operational challenges for FIS.
↓Integration and Execution Challenges
Successfully integrating new technologies and managing complex client relationships requires strong execution. Any missteps could impact service delivery and client satisfaction.
Base case
A base case PE valuation for FIS estimates a fair value of about $61.03 per share, against a current price of $33.42. The model assumes 7.8% annual earnings growth, a 5.12x target PE multiple, and a 10% discount rate.
Intrinsic Value
$61.03
Margin of safety
+45.2%
Expected annual return
+12.8%
Base case assumptions: 7.8% annual earnings growth, 5.12x target PE, 10% discount rate, 5 year projection. Data as of 2026-10-06.
This base case uses default assumptions and is not financial advice. The fair value changes significantly when the target PE or earnings growth rate changes. Open the calculator to set your own assumptions and see the full sensitivity range.
Adjust the target PE, earnings growth, and discount rate to see how the fair value and margin of safety for Fidelity National Information Services, Inc. respond.
Open PE Calculator for FISFidelity National Information Services, Inc. provides solutions to financial institutions, businesses, and developers worldwide. The company operates through Banking Solutions, Capital Market Solutions, and Corporate and Other segments. It provides core processing and ancillary applications; mobile and online banking; fraud, risk management, and compliance; card and retail payment; electronic funds transfer and network; wealth and retirement; and item processing and output solutions. The company also offers trading and assets, lending, leveraged and syndicated loan markets, and treasury and risk solutions. Fidelity National Information Services, Inc. was founded in 1968 and is headquartered in Jacksonville, Florida.
PE Ratio (TTM)
5.2x
PEG Ratio
0.00
Earnings Yield
19.55%
ROE (TTM)
22.6%
Revenue/Share (TTM)
$24.07
Dividend Yield
5.09%
Debt/Equity
1.32x
The trailing twelve-month PE ratio of FIS reflects how much investors pay per dollar of Fidelity National Information Services, Inc.'s earnings. This metric is most useful when compared to Information Technology Services peers and the company's own historical range.
FIS's PE of 5.2x combined with a PEG ratio of 0.00 provides a growth-adjusted perspective. A PEG below 1.0 means the P/E is low relative to the earnings growth rate. Keep in mind that PE-based valuation works best for profitable, mature companies — for high-growth or cyclical Information Technology Services, a DCF analysis may be more appropriate.
To value Fidelity National Information Services, Inc. using PE: (1) Compare the current PE (5.2x) against the Information Technology Services median to assess relative pricing, (2) check the PEG ratio (0.00) to adjust for growth expectations, (3) review the 5-year PE range to identify where the stock sits historically, and (4) estimate fair value by multiplying a target PE by forward EPS estimates. This relative approach complements DCF's absolute valuation.
FIS's PEG ratio is 0.00, calculated by dividing the PE ratio (5.2x) by the expected earnings growth rate. A PEG below 1.0 means the P/E is low relative to the expected earnings growth rate. Note that PEG accuracy depends on the reliability of growth estimates.
PE ratio gives a quick relative read — how FIS is priced versus Information Technology Services peers. DCF provides an absolute value based on projected free cash flows. For FIS, with a strong ROE of 22.6%, both methods are worth using — PE for a market-relative check, DCF to stress-test whether fundamentals justify the price. Each method has blind spots: PE ignores capital structure and cash flow quality, while DCF is sensitive to growth and discount rate assumptions.
P/E and DCF value FIS with different methods and assumptions, so the two conclusions can differ. Compare the DCF intrinsic value.
Price as of 2026-10-06. Financial data from Financial Modeling Prep (trailing twelve months) · Valuation methodology by Charlie Wang.
This is an estimate, not investment advice.