Financial - Credit Services · NASDAQ
Current Price
$17.76
Intrinsic Value
Use the calculator below to estimate
Run a full DCF analysis on SoFi Technologies, Inc. with auto-filled fundamentals, adjustable assumptions, and sensitivity heatmap.
SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.
ROIC (TTM)
1.5%
ROE (TTM)
5.9%
FCF Yield
-11.54%
Based on trailing twelve-month data, SOFI shows a free cash flow per share of N/A and a ROIC of 1.5%, key inputs for stock valuation using the DCF method. The P/FCF ratio of N/A and FCF yield of -11.54% are important context metrics when evaluating SOFI's stock valuation relative to peers.
The intrinsic value of SOFI depends on your assumptions about future growth rate, discount rate (WACC), and terminal value. Use MiniValuator's free DCF stock valuation calculator to estimate it with your own assumptions and see the sensitivity analysis heatmap.
Whether SOFI is undervalued depends on your DCF assumptions. If the calculated intrinsic value is significantly above the current market price, it may be undervalued. The margin of safety indicates the degree of undervaluation. Run a full stock valuation on MiniValuator to find out.
You can value SOFI using MiniValuator's DCF stock valuation calculator: enter the ticker, review auto-filled fundamentals, adjust growth rate and discount rate assumptions, then get an instant intrinsic value with sensitivity heatmap.
DCF (Discounted Cash Flow) stock valuation estimates a company's intrinsic value by discounting projected future free cash flows back to their present value. For SOFI, you input expected growth rates and a discount rate (WACC), and the model calculates what the stock should be worth today based on its future cash generation.
WACC (Weighted Average Cost of Capital) is the discount rate used in SOFI stock valuation. A higher WACC lowers the intrinsic value estimate, while a lower WACC raises it. Use MiniValuator's sensitivity heatmap to see how different WACC assumptions impact the SOFI DCF valuation result.
